Joseph H. Baldiga

Legal Administrative Assistant Karen J. Guenette


Joe is a partner and co-chair of the firm's Creditors' Rights, Bankruptcy and Reorganization Group.  He has extensive experience in the areas of creditor and debtor rights, bankruptcy proceedings, out-of-court loan restructurings, and the purchase and sale of distressed businesses, including extensive litigation experience and practice in bankruptcy courts throughout the United States.

He has represented debtors, creditors, official and unofficial creditors' committees, trustees and receivers in all types of bankruptcy and insolvency proceedings, including involuntary proceedings. Since 1997, Joe has served as a panel Chapter 7 bankruptcy trustee for the District of Massachusetts (Central Division) and has acted as a Chapter 11 and Chapter 7 trustee and as a court-appointed examiner for operating companies in numerous bankruptcy cases. He has also served as an appointed member of the Bankruptcy Court's Local Rules Advisory Committee and Electronic Case Filing Rules Committee, and by appointment of the Supreme Judicial Court, as vice chair of the Clients’ Security Board.

Joe and his Mirick O’Connell team have the largest commercial bankruptcy practice in Massachusetts not based in Boston, and offers expertise at cost efficient rates. Representative cases include:
  • Since 2012, Joe has been the Chapter 7 bankruptcy trustee for Southern Sky Air & Tours, LLC d/b/a Direct Air, a charter airline that had flown to many cities on the East Coast.
  • In September 2016, Joe and his team filed the Chapter 11 case of Cosi, Inc. and its affiliates, one of the few recent public company Chapter 11 cases in Boston. The Debtors confirmed their Chapter 11 plan in May 2017 and emerged from Chapter 11 as an operating entity with new ownership.
Joe has been named a New England "Super Lawyer" by Boston magazine and Law & Politics, and every year since 2006 has been listed as a Massachusetts "Super Lawyer.” Joe has been selected by his peers for inclusion in The Best Lawyers in America ©2018 in the fields of Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law; Litigation – Bankruptcy (Copyright 2018 by Woodward/White, Inc., of Aiken, SC) since 2006. Joe has also been named Best Lawyers’ Worcester Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law “Lawyer of the Year” in each of 2016, 2017 and 2018.

Among other community activities, Joe serves as a director of the 26.2 Foundation, which among other community investments aims to develop an International Marathon Museum in Hopkinton, MA. Joe also leads financial literacy seminars for juniors and seniors at Hopkinton High School, and serves on the Board of the Hopkinton Chamber of Commerce. Joe resides in Hopkinton with his wife and two children.

Bar & Court Admissions

  • Massachusetts
  • U.S. District Court for Massachusetts
  • U.S. Supreme Court
  • Boston College Law School JD, magna cum laude (1987), Order of the Coif
  • Boston College BA, magna cum laude (1984)


  • Joe is a frequent panel participant and lecturer for continuing legal education programs, and has served as a member of MCLE's Business and Commercial Curriculum Advisory Committee.
  • Quoted in "Lawyers Departing Chapter 7 Business," Boston Business Journal (March 30-April 5, 2007)
  • "Bankruptcy Court Determines When a Loan is Not a Loan," Banker & Tradesman (February 10, 2003)(co-author)
  • "Bankruptcy Courts Viewing Debtors With Closer Scrutiny," New England Real Estate Journal (October 30-November 5, 1998)(co-author)
  • "Recent Bankruptcy Cases View Debtors With Closer Scrutiny," Banker & Tradesman(September 1998)(co-author)
  • Supplements to "Obtaining Credit," in James F. Queenan, Jr., et, al., Chapter 11 Theory and Practice: A Guide to Reorganization (Horsham, Penn.: LAP Publications, 1994) (1997-1999)

Professional / Community Affiliations

  • Turnaround Management Association
  • American Bankruptcy Institute
  • Corridor Nine Area Chamber of Commerce, Economic Development Committee
  • Chestnut Street Meeting House Association, trustee
  • Hopkinton youth sports teams coach
  • Massachusetts Bar Association
  • Boston Bar Association, Financial Literacy Program; former co-chair of Bankruptcy Section (2000-2002);Steering Committee
  • Commercial Law League of America, Bankruptcy and Creditors' Rights Sections
  • Worcester County Bar Association, Bankruptcy Law Committee,past co-chair
  • Massachusetts Clients Security Board, 2012-2017
  • Westborough Rotary

Best Lawyers Lawyer of the Year 2014
Best Lawyers